When you compare cheap auto insurance quotes you will save money, but if you make a little extra effort, you can save even more. Besides the effect of companies competing, there are two main factors which determine the level of cheap car insurance quotes.
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Companies look at how likely are you to make a claim and what could be the size of that claim? Since you have some control over both factors, you can affect the rates you pay. The first factor that allows cheap car insurance quotes to be cheap is that you're a low risk to the insurance company. The second factor is that cheap auto insurance quotes are lower claims costs.
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